Loan Program
Interest Rate Buydown
Lower your rate upfront to save long-term
About this program
A rate buydown lets you pay discount points at closing to secure a permanently lower interest rate, reducing your monthly payment.
Key Features
- Permanent or temporary buydown
- 2-1 and 3-2-1 buydown programs
- Seller-paid buydowns available
- Significant monthly savings
- Ideal in higher rate environments
At a Glance
Min. Down Payment3%
Min. Credit Score620
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Get pre-approved in as little as 24 hours. No obligation.
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Perfect Loan?
Whether you're buying your first home, upgrading, or refinancing, our team is ready to guide you. Getting pre-approved takes less than 10 minutes.
No obligation. No credit pull required for pre-qualification.