Loan Program
Conventional Loans
The most popular loan type for qualified buyers
About this program
Conventional mortgages are not government-backed. They offer competitive interest rates and flexible terms for buyers with good credit and stable income.
Key Features
- Competitive interest rates
- 3% minimum down payment
- No upfront mortgage insurance
- Conforming loan limits up to $766,550 (2026)
- 15, 20, and 30-year fixed terms
At a Glance
Min. Down Payment3%
Min. Credit Score620
Loan Limit$766,550 (conforming)
Ready to Apply?
Get pre-approved in as little as 24 hours. No obligation.
Start Application Call +1 (305) 705-2030Other Programs
Take the First Step
Ready to Find Your
Perfect Loan?
Whether you're buying your first home, upgrading, or refinancing, our team is ready to guide you. Getting pre-approved takes less than 10 minutes.
No obligation. No credit pull required for pre-qualification.