Loan Program

FHA Loans

Flexible financing with credit scores from 580

About this program

FHA loans are insured by the Federal Housing Administration, making them easier to qualify for with lower credit scores and smaller down payments.

Key Features

  • 3.5% down at 580+ FICO
  • Credit scores from 580
  • Gift funds accepted for down payment
  • Higher debt-to-income ratios allowed
  • Ideal for first-time Florida buyers

At a Glance

Min. Down Payment3.5%
Min. Credit Score580
Loan LimitVaries by county

Ready to Apply?

Get pre-approved in as little as 24 hours. No obligation.

Start Application Call +1 (305) 705-2030
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Perfect Loan?

Whether you're buying your first home, upgrading, or refinancing, our team is ready to guide you. Getting pre-approved takes less than 10 minutes.

No obligation. No credit pull required for pre-qualification.

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