Loan Program

Interest-Only Loans

Lower payments during the initial period

About this program

Interest-only mortgages let you pay only interest for a set period, keeping payments lower in early years — ideal for certain investment strategies.

Key Features

  • Lower initial monthly payments
  • 5, 7, or 10-year IO periods
  • Popular with high-income investors
  • Available on Jumbo amounts
  • Transition to P&I after IO period

At a Glance

Min. Down Payment10%
Min. Credit Score680

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