Loan Program
Adjustable-Rate Mortgage (ARM)
Lower initial rate with periodic adjustments
About this program
ARMs offer a lower fixed rate for an initial period, then adjust based on a market index. Smart if you plan to sell or refinance before adjustment.
Key Features
- 5/1, 7/1, and 10/1 ARM options
- Lower initial rate than fixed
- Rate caps protect from extreme swings
- Good for shorter-term ownership
- Can save thousands in early years
At a Glance
Min. Down Payment5%
Min. Credit Score620
Ready to Apply?
Get pre-approved in as little as 24 hours. No obligation.
Start Application Call +1 (305) 705-2030Other Programs
Take the First Step
Ready to Find Your
Perfect Loan?
Whether you're buying your first home, upgrading, or refinancing, our team is ready to guide you. Getting pre-approved takes less than 10 minutes.
No obligation. No credit pull required for pre-qualification.